Writer

Rachel Boyd

Personal Finance Writer

Rachel spent six years in retail banking before deciding she'd rather explain financial products honestly than sell them. She covers personal finance and trading tools with a bias toward whatever actually reduces a reader's costs or risk, holds no positions in anything she writes about, and will say plainly when the boring, low-fee option beats the exciting one.

Articles by Rachel Boyd

Prop Firms

Prop trading firms: what you are actually buying

A prop firm sells an evaluation, not a job. How the fees, drawdown rules and payout splits work — and why most accounts are closed before the first payout.

10 min read

Personal Finance

How to build a personal finance setup that runs itself

Separate accounts, standing orders on payday, and as few apps as you can get away with. The automation is the point; the software is mostly interchangeable.

10 min read